Cobra (Consolidated Omnibus Budget Reconciliation Act) Health Insurance affords the right to temporary continuation of health coverage at group rates. There are conditions for Cobra health insurance as a former employee, spouse, dependent child or and retiree selecting this option of health coverage. You now carry the burden of cost from health insurance companies, once shared with an employer. In comparison to individual health insurance of equal coverage, you may find Cobra premiums are lower. Medical benefits under the Cobra Health Insurance are typically limited to doctor care, inpatient and outpatient hospital care and prescriptions.
Kaiser Permanente
One of the largest nonprofit health insurance companies in the U.S. is Kaiser Permanente. The program offers every aspect of medical healthcare including dental and vision. Kaiser Permanente has designed their mission around health prevention. They focus on maintaining better health including prenatal, childhood immunizations and senior healthcare. Today’s major concern with weight has Kaiser Permanente and Weight Watchers collaborating to develop wellness awareness groups.
Aetna
Aetna health insurance company is leading today’s healthcare, with coverage in all 50 states of the U.S. Aetna’s membership of services includes healthcare professionals of primary care and specialists, hospitals, pharmacies and group insurance associates for dental, group life, disability, and long term care. Aetna’s success has been based on quality services, with health insurance companies customizimg employer and employee healthcare requirements. The joint efforts have made the plans affordable with manageable co-payments and deductibles.
Blue Cross Blue Shield
Blue Cross Blue Shield, health insurance company offers full service healthcare through employer groups and individuals. Insurance coverage is for long term care, maternity, dental, prescription, occupation to speech and even mental health. Blue Cross Blue Shield is also nationwide offering coverage in all 50 states and Puerto Rico. There are also international locations which qualify for Blue Cross Shield coverage. Health prevention is the emphasis with wellness being spotlighted through educational programs.
PacificCare
PacificCare health insurance company is our nation’s largest consumer health organization. PacificCare offers individual, employers and Medicare recipients a selection of health coverage programs. Its coverage spans the west coast, southwest, and U.S. territories such as Guam. PacificCare’s portfolio includes behavioral health, dental, vision, life, pharmacy with coverage plans of HMOs, PPOs and POSs. Medicare recipients have the ability to select PacificCare as their provider under the Secure Horizons. Secure Horizons has grownt o be one of the largest retirement HOMs healthcare provider in the U.S.